True Cost to Own an EV Calculator
See the true cost to own an electric car each month — not just the loan or lease payment, but insurance, home charging, and maintenance rolled into one all-in number. The breakdown shows where your money actually goes.
EPA rates your EV in kWh/100mi? Convert to mi/kWh
All-in monthly cost to own
$902/mo
- Loan / lease payment
- $65072%
- Insurance
- $16018%
- Home charging
- $526%
- Maintenance
- $404%
- Yearly total
- $10,828
- Cost per mile
- 90.2¢/mi
Your real monthly cost is more than the payment. Charging is usually the smallest piece; the payment is the largest. Excludes depreciation, registration, and taxes, which vary widely. Estimate only.
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Open calculatorSources & standards
This tool's methodology and data follow US standards and authoritative public datasets: