EV Insurance Cost Estimator

It varies widely, but EVs typically cost a little more to insure than a comparable gas car — often around 7–15% more — because their battery and repairs are pricier. A full-coverage policy on a mainstream EV commonly lands in the low-to-mid hundreds per month, and liability-only is a fraction of that. Your exact premium depends on the car's value, your age and record, your state, and your deductible. Enter your own numbers above for an estimate.