Skip to content

Heat Pump Cost Calculator

Estimate what a heat pump costs to install — by system size and type, from a ducted central unit to a ductless mini-split or geothermal system. The result breaks down equipment, labor, and project adders, shows the cost net of any rebate, and compares the typical price of all three types at your size.

tons
$
$
$
$

1 ton = 12,000 BTU/hr. Not sure what size you need? Use the heat pump sizing calculator linked below. Costs are editable — match a real quote.

Estimated installed cost

$10,200

≈ $3,400/ton installed

Equipment + labor
$9,000
Ductwork + extras
$1,200

Typical cost by type, 3-ton

  • Ducted (central air-source)$10,200
  • Ductless mini-split$11,700
  • Geothermal (ground-source)$28,200

A planning estimate, not a quote. Real prices vary by region, brand, efficiency (SEER2/HSPF2), home complexity, and contractor. Geothermal costs far more upfront because of the ground loop. Get 3 quotes.

Frequently asked questions

Installed cost is mostly system size × an installed price per ton, which varies a lot by type. A typical ducted central air-source heat pump runs roughly $2,500–$4,000 per ton, so a 3-ton system commonly lands around $8,000–$14,000 installed. Ductless mini-splits are similar per ton, while geothermal (ground-source) costs far more — often $20,000–$40,000 — because of the ground loop. The calculator on this page estimates it from your own system size and price per ton.

Ask AI about this

Open an AI assistant with a question grounded in this page.

ChatGPTClaudePerplexityGoogle AIGrok

Related guides

Related calculators

Home Energy Score Calculator

Get a 0–100 home energy score versus similar homes — plus a rough monthly bill — from a few quick questions about your home.

Open calculator

Furnace Size Calculator

Find what size furnace you need in BTU from square footage, climate zone, and insulation — output BTU your home needs vs the input rating you buy, rounded to a real furnace size.

Open calculator

Mini Split Sizing Calculator

Find what size mini split you need for a room in BTU and tons — from square footage, climate, sun, and use — rounded to a real unit size, with an oversizing warning.

Open calculator

Heat Pump Payback Calculator

Estimate how many years until a heat pump pays for itself versus your current heating system — electric, gas, oil, or propane.

Open calculator
Embed this calculator on your sitefree · with attribution

Free to embed on any site. Copy both lines — the iframe loads the live tool, and the credit line underneath is the only thing we ask in return. See all embeddable calculators.

<iframe src="https://wattsimple.com/embed/heat-pump-cost" title="Heat Pump Cost Calculator by WattSimple" width="100%" height="720" style="border:1px solid #e2e8f0;border-radius:12px;max-width:768px" loading="lazy"></iframe> <p style="font:14px/1.5 system-ui,sans-serif;margin:8px 0 0;max-width:768px"><a href="https://wattsimple.com/calculators/heat-pump-cost">Heat Pump Cost Calculator</a> by WattSimple</p>

Sources & standards

This tool's methodology and data follow US standards and authoritative public datasets: