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Heat Pump Cost Calculator

Estimate what a heat pump costs to install — by system size and type, from a ducted central unit to a ductless mini-split or geothermal system. The result breaks down equipment, labor, and project adders, shows the cost net of any rebate, and compares the typical price of all three types at your size.

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1 ton = 12,000 BTU/hr. Not sure what size you need? Use the heat pump sizing calculator linked below. Costs are editable — match a real quote.

Estimated installed cost

$10,200

≈ $3,400/ton installed

Equipment + labor
$9,000
Ductwork + extras
$1,200

Typical cost by type, 3-ton

  • Ducted (central air-source)$10,200
  • Ductless mini-split$11,700
  • Geothermal (ground-source)$28,200

A planning estimate, not a quote. Real prices vary by region, brand, efficiency (SEER2/HSPF2), home complexity, and contractor. Geothermal costs far more upfront because of the ground loop. Get 3 quotes.

Frequently asked questions

Installed cost is mostly system size × an installed price per ton, which varies a lot by type. A typical ducted central air-source heat pump runs roughly $2,500–$4,000 per ton, so a 3-ton system commonly lands around $8,000–$14,000 installed. Ductless mini-splits are similar per ton, while geothermal (ground-source) costs far more — often $20,000–$40,000 — because of the ground loop. Enter your own size and price per ton above for an estimate.

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Sources & standards

This tool's methodology and data follow US standards and authoritative public datasets: